(ContentDesk) June 15, 2004 -- Best Debt Consolidation Website Online Launches Today--Repair Credit With A Debt Consolidation Loan For Debt Assistance.If you struggle with bad credit, credit card debt, or are facing bankruptcy, our bankruptcy/debt counseling resources can help you understand your finances better and help you improve your financial standing.BCR Bankruptcy Counseling now provides those who are in debt or suffering from bad credit with many different forms of debt relief including debt consolidation loans. After we perform an analysis of the client's debt, our experts can assist them in becoming completely debt-free in less than five years - completely independently. BCR's financial analysts teach their clients how to save more than 50% with debt consolidation.BCR offers solutions for those that experience credit card debt problems. BCR Bankruptcy Counseling is a web resource that explains how to cut your credit card payments in half with credit card debt consolidation. For urgent relief, we issue debt consolidation loans.
A personal cash reserve can afford the customer an opportunity to use our debt settlement system. We enable our clients to get out of debt in less than five years (with or without debt consolidation loans), whereas the average American needs at least two decades. Our lenders show clients exactly how to achieve their debt-free financial goals without changing their lifestyles.We work with an extensive assortment of debt consolidation services to provide rapid debt relief options. When someone chooses to consolidate debt, they then make a single payment each month, while the debt consolidation service disburses funds to individual creditors. Creditors will reduce their debt interest rates, and the client's monthly payment will be less than what they're currently pay each month.
Certain creditors eliminate interest entirely for consumers who enroll in debt counseling.BCR's debt consolidation loans can be used to replace high credit card interest rates with much lower mortgage rates. This safe, legal approach leads to fast debt elimination because with a debt consolidation loan, payments remain the same each month. Financial professionals agree upon the methodology of using debt consolidation techniques to become free of accumulated or outstanding debt.We help clients get debt free and obtain debt consolidation loan in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming. For more information, please contact Sanford Wilk at BCR Bankruptcy Counseling Services: 617-304-1255..
Smart Landlords Use Very Smart Leases
The longer you are a landlord the more you strive to create the perfect lease/rental agreement. Landlords learn in the school of hard-knocks that some tenants are certified trouble makers and we try our best to protect ourselves with a carefully structured restrictive lease.
That's just good business.... but be careful you don't include any provisions in your lease that may not be legal. For example...
It would be illegal to include a provision that states the resident agrees not to include his or her lease (the lease on your property) in their bankruptcy filing...
should their bankruptcy become necessary.
Bankruptcy laws are Federal.. lease law is state law.
Anyone can file for bankruptcy and invoke all protections afforded to them by the U.S. Bankruptcy Code... including not making lease payments... at least temporarily.
Here's another caution...
It would be illegal for your lease to require...
Katrina Casualties Could Speed Bankruptcy Of Social Security Benefits To 2008
Columbia, MD (ContentDesk)
October 20, 2005 -- At the rate of $3 million per month for every 498 individuals, as is being paid to survivors of 9/11, the Administration is on the hook for $4.4 billion per month - $52.8 billion per year- in disability benefits.The Administration now sends $100 billion a year to 10 million people.
Add to this the 15 million (20%)
out of 76 million baby boomers who will become disabled over the next 10 years, the inescapable conclusion is that the Administration will run out of enough workers to pay for the disabled and retiring 5 years sooner than the 2014 year previously forecast by the Government Accounting Office (GAO).
In a statement released in 2003, the Social Security Administration said that as of August of that year, monthly benefits are being paid to 498 individuals disabled by the terrorist attacks of 9/11, and 81 of their dependent spouses or children for a total of $3 million per month.
The Administration...
Consumer Advocacy Group Joins Forces with Law Firm
North Huntington, PA
May 23, 2005 -- The United Consumers Advocacy Network (UCAN) announced today an alliance with Apex Law Group and its national network of attorneys to offer legal support to clients of debt relief companies that subscribe to UCAN's services.The alliance will offer a broader range of services ranging from basic advocacy to legal representation in court if a client is sued by a creditor or if a creditor violates a client's consumer rights. Apex will also offer bankruptcy solutions to clients whose financial situation worsens and are unable to continue their debt relief program.UCAN executive Dave Leuthold says that there is a growing need to protect consumers enrolled in debt relief programs against abusive collection practices and creditor lawsuits. "As a third-party advocacy firm, creditors are usually willing to work with us once we get involved in a case," explains Leuthold. "However, cases do arise that necessitate legal intervention and this new alliance...
Meares Appointed to Second Committee Position in the National Auctioneer Association
PELZER, SC (ContentDesk) August 19, 2005 -- Auctioneer Darron Meares of the Meares Auction Group was recently appointed to the Membership Committee of the National Auctioneer Association by newly elected president Dennis Kruse.
This position will place Meares on two committees within the organization; he is currently on the Public Relations Committee.Meares is currently the marketing director for the Meares Auction Group which comprises Meares Auctions, Inc, Meares Land and Auction Company and the Southeastern School of Auctioneering.
The group has averaged over 125 auctions per year for the last ten years and specializes in Real and Personal property liquidations, bankruptcy and business liquidations and education of auctioneers through Continuing Education seminars.Founded in 1949, the National Auctioneer Association is the world's largest professional auctioneer organization with more than 7,000 members nationwide. Members abide by a code of ethics that protects...